Payment methods and conditions

Welcome to F8 Marketplace! By making a purchase on our website, you agree to comply with the following Payment Terms. Please read these terms carefully.

1. Accepted Payment Methods

We accept the following payment methods:

• Credit Cards: Visa, MasterCard, American Express, Discover
• Debit Cards
• Digital Wallets: PayPal, Apple Pay, Google Pay
• Bank Transfers
• Buy Now, Pay Later (BNPL) options, if available (e.g. Klarna, ClearPay)

All payments are processed securely through our payment gateway partners. We do not store any payment information on our servers.

2. Currency

All prices listed on the website are in Great Britain Pound (£) unless stated otherwise. If your payment method is in a different currency, your payment provider may apply a currency conversion rate and fees.

3. Payment Authorization

By submitting payment information, you represent and warrant that:

• You are legally authorized to use the payment method provided.
• The information you provide is accurate, current, and complete.
• The transaction will be processed immediately upon order confirmation.

We reserve the right to cancel or delay any order if payment authorization fails or if fraud is suspected.

4. Payment Timing 

• Full payment is required at the time of purchase unless you select a BNPL option (if available), in which case the payment schedule provided by the third-party provider will apply.
• Orders will not be processed until full payment or the first installment (if BNPL) is received.

5. Refunds and Returns

• Refunds are subject to our Refund and Return Policy. If eligible, refunds will be processed back to the original payment method used.
• For refunds processed through BNPL options, the refund will be handled in accordance with the provider’s terms.

6. Billing Information

You agree to provide accurate and complete billing information for any purchases made through our website. Failure to provide valid billing details may result in order cancellation or delays.

7. Taxes

Prices shown on the website do not include applicable taxes unless otherwise noted. Any taxes, customs duties, or other fees imposed by governmental authorities are your responsibility and will be added at checkout.

8. Payment Disputes

In the event of a payment dispute, you must notify us immediately by contacting our customer service team at support@f8marketplace.com. We will investigate and resolve the issue in accordance with our policies.

9. Late Payment and Fees

For BNPL and installment payment options, failure to make timely payments may result in late fees, interest charges, and potential reporting to credit agencies, subject to the terms of the third-party provider.

10. Third-Party Payment Processors

We use third-party payment processors to handle payments securely. By making a payment, you agree to the terms and conditions of the respective payment processor(s). We are not responsible for any errors or delays caused by these providers.

11. Changes to Payment Terms

We reserve the right to modify these Payment Terms at any time. Changes will be effective upon posting on our website. Continued use of our services constitutes acceptance of the revised terms.

12. Contact Information

For any questions regarding these Payment Terms, please contact us at:

• Email: support@f8marketplace.com
• Phone: 01234 380890

Thank you for shopping with F8 Marketplace.